{"id":18662,"date":"2014-08-06T04:26:02","date_gmt":"2014-08-06T02:26:02","guid":{"rendered":"http:\/\/www.w-t-w.org\/en\/?p=18662"},"modified":"2014-08-06T04:26:02","modified_gmt":"2014-08-06T02:26:02","slug":"business-lending-sluggish-in-us","status":"publish","type":"post","link":"https:\/\/www.w-t-w.org\/en\/business-lending-sluggish-in-us\/","title":{"rendered":"Business Lending Sluggish in US"},"content":{"rendered":"

Following the 2007\u201309 financial crisis, bank lending to businesses plummeted. Five years later, the dollar amount of bank commercial and industrial lending has finally surpassed the previous peak. However, despite very accommodative monetary policy and abundant excess reserves in the banking system, the spread of the commercial loan interest rates over the target federal funds rate remains above its long-run average. This suggests that business loans are not yet cheap relative to banks\u2019 funding cost. \u00a0Simon Kwan of the Federal Reserve Bank of San Francisco<\/a><\/strong><\/p>\n

\"Bank<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Following the 2007\u201309 financial crisis, bank lending to businesses plummeted. Five years later, the dollar amount of bank commercial and industrial lending has finally surpassed the previous peak. However, despite very accommodative monetary policy and abundant excess reserves in the … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[23,13],"tags":[],"class_list":["post-18662","post","type-post","status-publish","format-standard","hentry","category-entrepreneurs","category-finance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t