{"id":34592,"date":"2017-06-08T18:24:39","date_gmt":"2017-06-08T16:24:39","guid":{"rendered":"http:\/\/www.w-t-w.org\/en\/?p=34592"},"modified":"2017-07-16T16:26:41","modified_gmt":"2017-07-16T14:26:41","slug":"your-money-your-goals","status":"publish","type":"post","link":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/","title":{"rendered":"Your Money, Your Goals"},"content":{"rendered":"<p>Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. <span class=\"by-author\"><span class=\"author vcard\">Emily Appel-Newby reports:&nbsp; <\/span><\/span><time class=\"entry-date updated dtstamp pubdate\" datetime=\"2017-06-07T05:00:32+00:00\"><\/time>Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card. Young people who live in lower-income homes are even less likely to be financially literate. Research also indicates that the benefits associated with typical financial education classes are often short-lived: Participants gain some immediate short-term knowledge, but their ability to translate that knowledge into practice later is less likely.<\/p>\n<p>The CFPB developed the toolkit in 2014 so that frontline staff who work directly with clients have ready-made, practical tools to help them build financial skills. The toolkit, which is free and available on the CFPB\u2019s <a href=\"https:\/\/www.consumerfinance.gov\/\" target=\"_blank\" rel=\"external noopener noreferrer\" data-wpel-link=\"external\">website<\/a>, contains more than 35 tools that can be used with a variety of clients at different stages of life, including those getting their first jobs and transitioning to living independently. Tools are arranged in nine modules:<\/p>\n<ul>\n<li>Setting goals and planning for large purchases.<\/li>\n<li>Saving for emergencies, bills and goals.<\/li>\n<li>Tracking and managing income and benefits.<\/li>\n<li>Paying bills and other expenses.<\/li>\n<li>Getting through the month (cash flow).<\/li>\n<li>Dealing with debt.<\/li>\n<li>Understanding credit reports and scores.<\/li>\n<li>Money services, cards, accounts and loans.<\/li>\n<li>Protecting your money.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/youthtoday.org\/2017\/06\/effective-financial-literacy-what-young-people-need-to-know-when-they-need-to-know-it\/\" target=\"_blank\" rel=\"noopener noreferrer\">Effective Financial Literacy<\/a><\/p>\n<div id=\"attachment_34593\" style=\"width: 822px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/financial-illiteracy\/\" target=\"_blank\" rel=\"attachment wp-att-34593 noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-34593\" class=\"size-full wp-image-34593\" src=\"http:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy.jpg\" alt=\"\" height=\"612\" width=\"812\" srcset=\"https:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy.jpg 812w, https:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy-300x226.jpg 300w, https:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy-768x579.jpg 768w, https:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy-398x300.jpg 398w\" sizes=\"auto, (max-width: 812px) 100vw, 812px\" \/><\/a><p id=\"caption-attachment-34593\" class=\"wp-caption-text\">Wilhelm Busch: Teacher L\u00e4mpel (from Max and Moritz)<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Emily Appel-Newby reports:&nbsp; Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and &hellip; <a href=\"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[13],"tags":[],"class_list":["post-34592","post","type-post","status-publish","format-standard","hentry","category-finance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Diana Latona\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"W-T-W.org - Women and Finance\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Your Money, Your Goals - W-T-W.org\" \/>\n\t\t<meta property=\"og:description\" content=\"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-06-08T16:24:39+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2017-07-16T14:26:41+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Your Money, Your Goals - W-T-W.org\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#blogposting\",\"name\":\"Your Money, Your Goals - W-T-W.org\",\"headline\":\"Your Money, Your Goals\",\"author\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/author\\\/diana-latona\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/wp-content\\\/uploads\\\/2017\\\/06\\\/Financial-Illiteracy.jpg\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#articleImage\",\"width\":812,\"height\":612,\"caption\":\"Wilhelm Busch: Teacher L\\u00e4mpel (from Max and Moritz)\"},\"datePublished\":\"2017-06-08T18:24:39+02:00\",\"dateModified\":\"2017-07-16T16:26:41+02:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#webpage\"},\"articleSection\":\"Finance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.w-t-w.org\\\/en\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/#listItem\",\"name\":\"News Blog\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/#listItem\",\"position\":2,\"name\":\"News Blog\",\"item\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/finance\\\/#listItem\",\"name\":\"Finance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/finance\\\/#listItem\",\"position\":3,\"name\":\"Finance\",\"item\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/finance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#listItem\",\"name\":\"Your Money, Your Goals\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/#listItem\",\"name\":\"News Blog\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#listItem\",\"position\":4,\"name\":\"Your Money, Your Goals\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/home\\\/news-blog\\\/finance\\\/#listItem\",\"name\":\"Finance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/#organization\",\"name\":\"W-T-W.org\",\"description\":\"Women and Finance\",\"url\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/author\\\/diana-latona\\\/#author\",\"url\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/author\\\/diana-latona\\\/\",\"name\":\"Diana Latona\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/adf1b4ba4f27761b99440161c65a762e25240946dbbe2c3bf93c53891bd39b4a?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"Diana Latona\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#webpage\",\"url\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/\",\"name\":\"Your Money, Your Goals - W-T-W.org\",\"description\":\"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \\u2014 they don\\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/your-money-your-goals\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/author\\\/diana-latona\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/author\\\/diana-latona\\\/#author\"},\"datePublished\":\"2017-06-08T18:24:39+02:00\",\"dateModified\":\"2017-07-16T16:26:41+02:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/\",\"name\":\"W-T-W.org\",\"description\":\"Women and Finance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.w-t-w.org\\\/en\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Your Money, Your Goals - W-T-W.org","description":"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.","canonical_url":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#blogposting","name":"Your Money, Your Goals - W-T-W.org","headline":"Your Money, Your Goals","author":{"@id":"https:\/\/www.w-t-w.org\/en\/author\/diana-latona\/#author"},"publisher":{"@id":"https:\/\/www.w-t-w.org\/en\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.w-t-w.org\/en\/wp-content\/uploads\/2017\/06\/Financial-Illiteracy.jpg","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#articleImage","width":812,"height":612,"caption":"Wilhelm Busch: Teacher L\u00e4mpel (from Max and Moritz)"},"datePublished":"2017-06-08T18:24:39+02:00","dateModified":"2017-07-16T16:26:41+02:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#webpage"},"isPartOf":{"@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#webpage"},"articleSection":"Finance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en#listItem","position":1,"name":"Home","item":"https:\/\/www.w-t-w.org\/en","nextItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/#listItem","name":"News Blog"}},{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/#listItem","position":2,"name":"News Blog","item":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/#listItem","name":"Finance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/#listItem","position":3,"name":"Finance","item":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#listItem","name":"Your Money, Your Goals"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/#listItem","name":"News Blog"}},{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#listItem","position":4,"name":"Your Money, Your Goals","previousItem":{"@type":"ListItem","@id":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/#listItem","name":"Finance"}}]},{"@type":"Organization","@id":"https:\/\/www.w-t-w.org\/en\/#organization","name":"W-T-W.org","description":"Women and Finance","url":"https:\/\/www.w-t-w.org\/en\/"},{"@type":"Person","@id":"https:\/\/www.w-t-w.org\/en\/author\/diana-latona\/#author","url":"https:\/\/www.w-t-w.org\/en\/author\/diana-latona\/","name":"Diana Latona","image":{"@type":"ImageObject","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/adf1b4ba4f27761b99440161c65a762e25240946dbbe2c3bf93c53891bd39b4a?s=96&d=mm&r=g","width":96,"height":96,"caption":"Diana Latona"}},{"@type":"WebPage","@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#webpage","url":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/","name":"Your Money, Your Goals - W-T-W.org","description":"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.w-t-w.org\/en\/#website"},"breadcrumb":{"@id":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/#breadcrumblist"},"author":{"@id":"https:\/\/www.w-t-w.org\/en\/author\/diana-latona\/#author"},"creator":{"@id":"https:\/\/www.w-t-w.org\/en\/author\/diana-latona\/#author"},"datePublished":"2017-06-08T18:24:39+02:00","dateModified":"2017-07-16T16:26:41+02:00"},{"@type":"WebSite","@id":"https:\/\/www.w-t-w.org\/en\/#website","url":"https:\/\/www.w-t-w.org\/en\/","name":"W-T-W.org","description":"Women and Finance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.w-t-w.org\/en\/#organization"}}]},"og:locale":"en_US","og:site_name":"W-T-W.org - Women and Finance","og:type":"article","og:title":"Your Money, Your Goals - W-T-W.org","og:description":"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.","og:url":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/","article:published_time":"2017-06-08T16:24:39+00:00","article:modified_time":"2017-07-16T14:26:41+00:00","twitter:card":"summary_large_image","twitter:title":"Your Money, Your Goals - W-T-W.org","twitter:description":"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card."},"aioseo_meta_data":{"post_id":"34592","title":"","description":"Effective Financial Literacy: What Youths Need to Know, When They Need to Know It. Almost 20 percent of all young people around age 15 are not financially literate \u2014 they don\u2019t have skills like budgeting income and expenses, pulling a credit report or understanding the terms of a credit card.","keywords":[{"label":"Financial Literacy","value":"Financial Literacy"},{"label":"Youths","value":"Youths"}],"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2024-10-06 09:35:47","updated":"2025-07-14 02:51:51","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.w-t-w.org\/en\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/\" title=\"News Blog\">News Blog<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/\" title=\"Finance\">Finance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tYour Money, Your Goals\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.w-t-w.org\/en"},{"label":"News Blog","link":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/"},{"label":"Finance","link":"https:\/\/www.w-t-w.org\/en\/home\/news-blog\/finance\/"},{"label":"Your Money, Your Goals","link":"https:\/\/www.w-t-w.org\/en\/your-money-your-goals\/"}],"_links":{"self":[{"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/posts\/34592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/comments?post=34592"}],"version-history":[{"count":4,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/posts\/34592\/revisions"}],"predecessor-version":[{"id":34679,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/posts\/34592\/revisions\/34679"}],"wp:attachment":[{"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/media?parent=34592"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/categories?post=34592"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.w-t-w.org\/en\/wp-json\/wp\/v2\/tags?post=34592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}