In the US dog bites are covered by home owners policies. Cases declined a bit this year. But the post office reports that mailpersons are being bitten more frequently in LA. Article 
In the US dog bites are covered by home owners policies. Cases declined a bit this year. But the post office reports that mailpersons are being bitten more frequently in LA. Article 
Dog Bites Costly for Home Insurers | W-T-W